65 State Road East Westminster MA 01473 Phone: (978) 874-0885 Fax: (978) 334-0252
206 Ayer RoadHarvard, MA 01451
Janice Swenor is the founder and Principal of Langtree Associates, an independent Registered Investment Advisory firm located in Westminster, MA with additional meeting locations in Harvard, MA. The firm specializes in providing hourly, Fee-Only financial planning and investment advisory services to individuals, families and small businesses. Many firms will only accept clients who meet certain net worth, amount of assets to be invested or income guidelines. Langtree Associates provides services to people from all walks of life – not just the wealthy. They cater to independent-minded people who are interested in knowing how to optimally use their resources to realize their dreams. In fact, establishing Langtree Associates was one of Janice’s dreams.
“Our goal is to bring our clients’ financial lives into focus,” says Janice. “Too many times I have seen people invested in products that meet their ‘advisors’ goals, but not theirs. The reason why I put ‘finger quote marks’ around the word ‘advisors’ is because many people call themselves an advisor when, really, they are a product sales person. At Langtree Associates, we deliver the financial facts and advice our clients’ need, at the timing they choose, at prices they can afford, with no hidden costs. We know we have done our job when our clients leave feeling educated and equipped to tackle key financial decisions. They know that the facts and recommendations received were provided with their best interests in mind.”
Janice’s experience, education and maturity have prepared her well for her work in the personal financial planning arena. She is a college graduate with a master’s degree in engineering and an MBA from Boston University. She has completed Boston University’s Program for Financial Planners and holds the CFP® mark of distinction. Prior to starting Langtree Associates, Janice worked as a Planning Associate for The Garnet Group (formally Smith Rapacz, LLC), a Fee-Only financial planning and wealth management firm catering to high net worth individuals located in Boston, Massachusetts.
Janice also has several years of operations management experience in fast-moving high tech corporations. She has traveled extensively throughout the world, developing relationships with employees, suppliers and customers from all walks of life. Her corporate operational, financial and management experience, broad educational background and varied life experiences help her build strong relationships with others. “Choosing an advisor is one of life’s most important decisions,” says Janice. “It requires a level of trust before the process can go forward. You must feel comfortable sharing personal financial information and concerns. In a world that is constantly changing, our clients benefit significantly from the coaching and advice they receive working with us.”
Janice is a member of the Garrett Planning Network, an international affiliation of professional, Fee-Only financial advisors. Garrett members are dedicated to providing competent, objective financial advice to people from all walks of life, on an hourly, as-needed basis. Nationally recognized CERTIFIED FINANCIAL PLANNER™ professional, Sheryl Garrett, founded the network to further her vision of making competent, Fee-Only financial advice accessible to all people. She is also a member of the Financial Planning Association (FPA) and NAPFA (the National Association of Personal Financial Advisors), two of the largest and most-widely respected membership organizations for independent financial advisors.
Janice has been part of the Westminster community for 35 years. She resides with her husband Clay, a Firefighter/EMT for the Westminster Fire Department. Both are actively involved with the community. As a FPA member, Janice provides pro-bono Financial Coaching services to cancer patients and their families at the Dana-Farber Caner Center in Boston. She is also on the Board of Directors of the Westminster Historical Society, the Massachusetts Library Aid Association and consults the Leominster United Methodist Church Endowment Fund.
CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.
