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Founder Sheryl Garrett - In The News - 2011

2011 Press Coverage / Media Interest

Wall Street Journal

December 27, 2011 - "Focus on appropriate long-term allocation and stick with that through all the ups and downs," said Sheryl Garrett, AIF®, CFP® in “2011’s Lesson: Balanced Diet Beats the Flavors of the Month.”

Reuters
December 27, 2011 – Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network, contributed questions in “Retirement pros have questions for candidates.”
Los Angeles Times December 25, 2011 – The Garrett Planning Network was suggested as an option for finding a Fee-Only advisor to review your retirement plans in “Use credit cards lightly to improve your score.”
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December 23, 2011 – Sheryl Garrett, AIF®, CFP® was featured on the Consuelo Mack WealthTrack program and discussed financial planning for blue collar budgets.
Reuters
December 13, 2011 – The Garret Planning Network was mentioned as a professional source for locating affordable financial advisors in “How to afford an investment adviser without breaking the bank.”
MSN Money December 12, 2011 – In “Get financially fit in 2012,” the Garrett Network was recommended as a place to find a Fee-Only advisor and “step up your financial fitness.”
The Motley Fool November 28, 2011 – “If you retire when the market goes up for a few years, you're going to be sitting pretty. ... but if you have a few bad years in a row, you're in trouble," said Sheryl Garrett, AIF®, CFP®. Learn more in “3 Essentials to Survive After You Retire.”
CNNMoney November 28, 2011 – In “Should I hire a financial adviser or go it alone?,” the Garrett Network is mentioned as a source for finding Fee-Only financial advisors.
Wall Street Journal
November 27, 2011 – In “Finding an Adviser,” the Garrett Planning Network was recommended as a good choice for finding a Fee-Only advisor that doesn’t require a minimum investment.
Wall Street Journal
November 19, 2011 – Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network, discussed how the market’s wild swings has made it difficult for retirees in “How Much is Too Much?.”
MarketWatch
November 9, 2011 – “The percentage of assets-under-management – or AUM – fee structure is used by many financial advisors. While the assets-under-management fee structure may be a reasonable option for some people, it is not necessarily the best option for everyone,” said Sheryl Garrett, AIF®, CFP® in “Middle-Income Not Always Well-Served by Investment Community.”
AdvisorOne
November 2, 2011 – A speaker from the 2011 Garrett Retreat was interviewed on passive investing and other topics in “Bob Lindner at Garrett Planning Network on Benefits of Passive Investing.”
Financial Planning
November 1, 2011 – A few sessions from the 2011 Garrett Retreat were highlighted in “Marketing Ideas From -- And For -- Smart Financial Advisors.”
Smart Money October 17, 2011 – The Garrett Planning Network was mentioned as a professional source for financial advisors in “How to Find a Good Financial Adviser.”
U.S. News and World Report

October 11, 2011 – In “Living Together and Keeping Money Separate,” Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network, provided suggestions on how unmarried couples can handle money issues.

The Fiscal Times
September 30, 2011 – “You want to postpone those taxes as long as possible,” said Sheryl Garrett, AIF®, CFP® in “Retirement: Tax Breaks Worried Investors Ignore.”
Consultique TV
October 12, 2011 – Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network, presented a video message for the Fee-Only planners of Italy for their 10th Anniversary of Consultique. View it here: Videomessaggio di Sheryl Garrett al network Consultique.
Reuters
September 20, 2011 – “For the most part, annuities have historically been oversold. Right now, they may be being overbought,” said Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network in “Personal Finance: Record annuities sales tempt new investors.”
MarketRiders
September 17, 2011 – In “What Does Investment Risk Really Mean?,” the Garrett Network was recommended as a place to find an advisor that can help you with a financial plan.
Bloomberg
September 13, 2011 – In “Biggest Investor Mistakes: iPonzi, Anyone?,” Sheryl Garrett, AIF®, CFP® shared a client story and how they courted disaster.
Smart Money
September 13, 2011 – “That could very likely translate, at minimum, to lackluster returns for Americans who are invested abroad,” said Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network, in “What Could the Greek Default Mean for You?.”
MarketWatch
September 1, 2011 – In “How to create financial security in retirement,” the Garrett Planning Network was suggested as an option for locating a Fee-Only advisor.
Real Simple

September 2011 - In “6 Numbers for Financial Success,” Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network, discussed how much of your pretax income to save for retirement.

Reuters

August 26, 2011 - Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network discussed being prepared financially for a natural disaster in “Hurricane investing: You don’t need a weathervane….”

Bloomberg
August 23, 2011 – “Homeowners considering purchasing earthquake coverage should check with the insurer about how it defines an earthquake and whether their policy covers related losses, such as water or fire damage triggered by an event,” said Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network in “Homeowners on East Coast May Have to Pay for Earthquake Damage.”
Smart Money
August 18, 2011 – Sheryl Garrett, AIF®, CFP® commented on Bank of America dropping international credit card operations in “BofA Gets Out of International Credit Card Business: Why?.”
Smart Money August 16, 2011 – “Comparatively, IRAs offer more investment options and easier withdrawals than 403(b) accounts do,” said Sheryl Garrett, AIF®, CFP® in “Should I Convert My 403(b) to an IRA?.”
Smart Money August 12, 2011 – In “New Losses for College Savers,” Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network discussed how parents can choose more conservative options in contributing to college saving plans.
MSN Money August 11, 2011 – “It’s smart to save wherever you can,” said Sheryl Garrett, AIF®, CFP® in “4 fast ways to save money now.”
Smart Money August 9, 2011 - Sheryl Garrett, AIF®, CFP® gave a tip on paying down debt in “Should I Use My Bonus to Pay Down My Credit Card or Car Loan?.”
Mint Life
August 9, 2011 – The Garrett Planning Network was recommended as a good source for Fee-Only advisors in “How to Know When You Need a Financial Advisor.”
Smart Money
August 9, 2011 – “Savers might be helped by this change,” said Sheryl Garrett, AIF®, CFP®, founder of the Garrett Planning Network in “What Does America’s Credit Downgrade Mean for You?.”
USA Today
August 5, 2011 – In “Should I buy? Should I sell? What you should do now,” Sheryl Garrett, AIF®, CFP® explained that “people saving for retirement need to focus on trying to remain practical, rational and unemotional.”
Kiplinger
August 2011 – “Folks who are attracted to our services are more of the do-it-yourself mentality. They don’t want to give up control. They just want validation,” said Sheryl Garrett, CFP®, AIF®, founder of the Garrett Planning Network in “Financial Advice for the Rest of Us.”
Investment News

July 25, 2011 - Sheryl Garrett, AIF®, CFP® advised younger clients to save more in the article “Advisers’ two toughest words: ‘Save more’.”

Los Angeles Times

July 24, 2011 – The Garrett Network was mentioned as a source for Fee-Only advisors in “Deep cuts in spending cause ‘frugal fatigue’.”

Tulsa World
July 23, 2011 – The Garrett Planning Network was recommended as a financial planning network that can “deliver cost-effective personal finance advice to a wide array of consumers” in “Money Power: Financial advising options for your family’s needs.”
Clark Howard
July 19, 2011 – Clark Howard recommended the Garrett Planning Network as a resource to find a good Fee-Only advisor in “Fee-only financial planners are in your best interest.”
Ask Liz Weston

July 7, 2011 – The Garrett Planning Network was mentioned as a resource for true Fee-Only advisors in “”Fee based” isn’t the same as “fee only”.”

Bloomberg
July 6, 2011 – “Registering as an RIA is just notifying regulators that you are holding yourself out as a professional investment adviser, and that doesn’t necessarily mean that you’re good, or ethical, or competent,” stated Sheryl Garrett, CFP®, AIF® in “Safeguards Scant for U.S. Investors as Registered Advisers Increase by 39%.”
Investment News
July 6, 2011 – “Investors on tight budgets didn't have many options until hourly planners and some low-price online portfolio managers came along in recent years,” said Sheryl Garrett, CFP®, AIF® in “What’s on the menu? Working with small-fry clients.”
U.S. News & World Report
June 30, 2011 – In “Does Living Together Really Save Money?,” Sheryl Garrett, CFP®, AIF®, founder of the Garrett Planning Network, gave recommendations for unmarried couples on putting terms in writing.
MoneyShow.com
June 29, 2011 – The Garrett Planning Network was recommended as a source for Fee-Only financial advisors in “Friends Don’t Let Friends Manage Money.”
CBS Money Watch
June 22, 2011 – Sheryl Garrett, CFP®, AIF®, founder of the Garrett Planning Network explained the pros and cons of the hourly fee model in “Hourly Financial Advice – The Right Model?
LearnVest

June 16, 2011 – The Garrett Network was recommended as a resource for obtaining a financial advisor that can help create a financial roadmap in “DIY or Not: Should I Get a Financial Planner?.”

Smart Money

June 9, 2011 – “Is there a way to get financial help without this conflict of interest? Yes, there is — by hiring a fee-only financial advisor,” said Robert Brokamp who recommended the Garrett Planning Network in “The Best Way to Pay for Advice: The Advantages of a Fee-Only Financial Advisor.”

Smart Money
June 2, 2011 – In “Experts Explain: What is Umbrella Insurance,” Sheryl Garrett, CFP®, AIF® is featured in a video where she explained “how to protect yourself when your other liability coverage is not enough.”
Daily Worth May 26, 2011 – “Set up “get acquainted” meetings and ask each adviser to write up a proposal, including their fees,” said Sheryl Garrett, CFP®, AIF®, founder of the Garrett Planning Network in “Tips for Picking a Financial Adviser.”
Los Angeles Times May 29, 2011 – The Garrett Planning Network is mentioned as a referral source in “Big credit card debt shows you’re living beyond your means.”
Philadelphia Inquirer
May 15, 2011 - "Most families have to make a significant adjustment from their working lives to their retirement years," said Sheryl Garrett, CFP®, AIF® in “Boomers feel on shaky ground.”
InvestmentNews May 4, 2011 – Sheryl Garrett, CFP®, AIF®, founder of the Garrett Network, was recognized for serving on a panel at the InvestmentNews’ Retirement Income Summit, which discussed “Planning For and Dealing With Unplanned Retirement.”
Los Angeles Times May 1, 2011 – The Garrett Planning Network was recommended as a referral source for Fee-Only financial advisors in “Report updates don’t restart clock on negative credit marks.”
Talk Credit Radio
April 29, 2011 – Talk Credit Radio host Gerri Detweiler talked with Sheryl Garrett, CFP®, AIF®, founder of the Garrett Planning Network, about how to create a financial plan even if you don’t have a lot of money socked away for savings and investment.
AdvisorOne
April 18, 2011 – “Given the political and funding issues currently facing the SEC, it may not get the resources to continue to regulate registered investment advisers. In that event, the Committee supports an alternative self-regulatory organization that clearly demands a bona fide fiduciary standard,” stated Sheryl Garrett, CFP®, AIF® and founding member of the Committee for the Fiduciary Standard. Read more in “New SRO for RIAs Supported by Fiduciary Committee.”
MoneyWatch
April 11, 2011 – In “Planning Your Retirement: Get Professional Financial Help,” the Garrett Planning Network was mentioned as an option for finding a Fee-Only advisor who “has no incentive other than acting in your best interest when deciding between annuities and investing.”
Wall Street Journal
April 7, 2011 – “If she died from her disease, then no need to worry about protecting her nest egg. If she lived, even better. She’d go back to work and be thankful for every minute of it,” said Sheryl Garrett, CFP®, AIF® in “Help With a Dying Client’s Bucket List.”
Los Angeles Times
April 5, 2011 – In “Baby Boomers have retirement fears,” Sheryl Garrett affirmed that “most families have to make a significant adjustment from their working lives to their retirement years.”
Smart Money
March 29, 2011 – “Carrying total debt that's more than 36% of gross income is a warning sign,” advised Sheryl Garrett, founder of the Garrett Planning Network, in “Your Financial Health: Two New Scores.”
Los Angeles Times

March 13, 2011 – In “Retirement should be at top of spouses’ saving, spending plans,” the Garrett Planning Network was recommended as a source for Fee-Only advisors that can help with planning for retirement.

Consumer Reports
March 2011 – Learn about “Finding a trustworthy planner.” The article listed the Garrett Planning Network as an option for a professional group that offers Fee-Only financial planning.
Minneapolis Star Tribune
February 19, 2011 – In “Take control of the old 401(k),” the Garrett Planning Network was mentioned as a resource for middle income households seeking a financial advisor.
Mint Life
February 15, 2011 – Sheryl Garrett, CFP®, AIF®, founder of the Garrett Network, provided ways to wisely spend your extra money in “10 Ways to Wisely Spend Your 2% 2011 Payroll Tax Cut.”
Financial Planning

February 14, 2011 – It is not too late to plan for a successful 2011 if you didn’t get around to it at year end. Sheryl Garrett, CFP®, AIF®, founder of the Garrett Network, contributed to a list of 10 best practices when developing a business plan. Read “Plan for Success: Do Not Put It Off Any Longer.”

Smart Money

February 7, 2011 – “These financing plans, and others that feature deferred interest for a year, often wreak havoc on consumers' credit scores,” said Sheryl Garrett, CFP®, AIF® in “10 things Furniture Stores Won’t Say.”

Forbes
February 2, 2011 – Learn “How Much $ To Retire? 5 Things You Need to Know About Online Calculators” and how the Garrett Planning Network can help you find a financial advisor that can assist with retirement planning.
Consumer Reports January 26, 2011 – In “How to get investment advice that's best for you, not your adviser,” it is recommended that you check out Chapter 20 – “Finding and Hiring the Right Advisor,” from Sheryl Garrett’s Personal Finance Workbook For Dummies® (2008: John Wiley & Sons).
Smart Money
January 25, 2011 – Sheryl Garrett, founder of the Garrett Planning Network, warned how some planners try to make commissions on selling clients variable annuities in “Are Financial Advisers On Your Side?.”
Morningstar
January 18, 2011 – Learn about “The Difference Between Fee-Based and Fee-Only Advisors” and learn how a Garrett Planning Network advisor could be a good fit for you.
Wall Street Journal
January 6, 2011 – In “How to Find the Right Adviser for You,” the Garrett Planning Network was mentioned as a group of Fee-Only financial advisers that has a search feature on their website to help you locate an adviser.
The Motley Fool January 6, 2011 – In “The Secret to a Perfect Financial Life,” The Motley Fool’s Robert Brokamp discussed teaming up with Garrett Network Certified Financial Planner™ professionals to develop what he calls the Foolish Financial Pyramid.
Marketplace
January 4, 2011 – The Garrett Planning Network was mentioned as one of the places to find a Fee-Only planner, whether you only have a few questions or need a comprehensive plan. Learn more in “The Money Sharks are Circling.” 
Marketplace
January 1, 2011 – In “Creating a Bigger Buzz,” Sheryl Garrett, CFP®, AIF®, founder of the Garrett Planning Network, talked about how to be newsworthy and recommended that when you talk with the press you should say what is on your mind – preferably something worth quoting.
 

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