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Here’s how to finally start investing in 2020,, January 3, 2020

“Patience is an important lesson to learn for young investors. They want to see quick results,” says Randy Gardner, an adjunct professor of financial planning at the American College of Financial Services and financial coach with the Garrett Planning Network of financial planners.

Many other Garrett Network members are quoted in this article as well.


I’m planning to retire in five years. Should I hire a financial planner?, January 10, 2020

Then there’s the Garrett Planning Network, which recommends fee-only planners. If you’re looking for someone who can help you on a short-term basis, perhaps hourly or just for help with a specific project, this might be a good place to start.


How to find help with financial planning, The Press, January 28, 2021

The Press

The Garrett Planning Network at offers a map of the United States where users can find financial advisors in their areas who cater to the middle class.


How to have a baby, even if you’re worried you can’t afford it, Vox, February 7, 2020


“I hate to think of people missing out on the joyhood of being a parent, if they want to be a parent, because of money,” says Sheryl Garrett, a veteran financial adviser and founder of the Garrett Planning Network. “We always find a way to make ends meet.”


This myth debunked: You don’t have to be wealthy to hire a financial advisor,, October 27, 2020

“You don’t need to be rich to work with a financial planner,” said Justin Nichols, a Manhattan, Kansas-based certified financial planner and director of operations at the Garrett Planning Network. For example, the 200-plus advisors in the Garrett Planning Network offer the option of paying by the hour for financial planning. “Our advisors agree to work with a broad group of clients, not just the wealthy,” Nichols said.

Financial Planners, Join The Network

Become part of a vibrant, supportive, and diverse group of professionals who've come together for the greater good and well-being of their clients and the profession. Let our members, staff, and coaches help you build a thriving, financial planing process with an accessible, time-tested, Fee-Only business model.

About the Garrett Planning Network

Everyone needs competent, objective financial advice from time to time. The Garrett Planning Network has a nationwide membership with hundreds of independent, Fee-Only financial planners providing advice to people from all walks of life, without minimum account requirements, sales commissions, or long-term commitments. Our members proudly embrace their fiduciary duty, always placing their clients' best interests first.